Understanding when and how to pay off your credit card along with the implications of doing so can be a bit of a minefield. At the minimum, you should always aim to pay off your credit card in full every month. However, I’ve personally found it can be beneficial to pay the credit card off …
Should You Pay Off Your Credit Card As Soon As You Use It? Read More »
As your YNAB journey changes over time you may find you want to add different types of accounts such as credit cards, investments, and mortgages. Right now It is not possible to change a YNAB budgeting account into a tracking account. However, there are some workarounds you can try to minimize data lost and still …
How to Change A YNAB Account To A Tracking Account Read More »
With the prospect of a recession looming many of us look to figure out where our money is and where it should be. Personally, I think cash is one of the best assets in recession due to its security compared to the likes of stocks, shares, bonds, property, and precious metals. But what does a …
Wanting to learn how to use Google Sheets budget template? – Then you’ve come to the right place. Google sheets is an incredible online spreadsheet tool (basically Microsoft Excel in the cloud) that has a number of pre-set and pre-designed templates that you can use for personal use. One of those templates is the budget …
Ever wonder if there is a way to save time and money on laundry? Well, there is, there are quite a few ways honestly and each of these can be done whether you are a single person or a family of 10+. There are so many options here that you can try out different ones …
Pokemon cards are a symbol of my generation, the 90s. I was big into them back then and I’ve been an on-and-off collector ever since. With a passion for hustling and making money, I was curious to find out if I could combine the two. I found that it’s certainly possible to make money flipping …
These YNAB category examples are designed to help you decide what categories are suitable for your budget. I remember when I first started YNAB, I stared at the screen for over an hour trying to decide which categories should be included in our budget. Is my health and beauty too vague? Is the Walt Disney …
YNAB Category Examples From Our Personal Budget! Read More »
While YNAB works in the UK, it’s predominantly targetted at the larger North American audience, specifically the USA due to the countries buying power. If you’re using the web-based YNAB application then you can use the settings feature to adjust the currency from USD to GBP. How To Change Currency On YNAB In order to …
YNAB In The UK & Budgeting Application Alternatives Read More »
Qualifications such as an NVQ can be a great way to showcase your skill set to potential employers and increase your value as an employee at your existing workplace. In some cases, employers may offer free training, including NVQ qualifications. You should be able to find out more about training opportunities from your manager or …
Are you looking at how to save money on decorating your home? I love redecorating as much as the next person but unfortunately we all know how expensive it can get. I find myself looking at new and cute decor items and looking on Pinterest at new colour schemes and I know I can find …
